Clayton Homes of Elko

Modern manufactured homes, made affordable.

Featured Homes

IN STOCK
PRICE DROP

View of the kitchen from the living room

Morro Bay

3 beds
2 baths
1,329 sq. ft.

WAS ~~$231,262~~

IN STOCK

Prowl Porch

3 beds
2 baths
1,148 sq. ft.

WAS ~~$169,267~~

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Our mission

Opening doors to a better life.

Clayton Homes of Elko has been providing quality home services to the community for several years. We are committed to making sure every family finds the perfect modular and manufactured homes for their needs. With a variety of floor plans and customization options available, there is something to fit every budget and style preference. Elko is a city located in the northeastern corner of Nevada, near the Idaho border. Elko offers its residents and visitors plenty of outdoor activities including camping, fishing, and hiking in nearby Ruby Mountains or Lamoille Canyon. With its stunning landscapes and vibrant culture, it's easy to see why Elko is such a great place to call home. Our team of experienced professionals is here to guide you through every step of the process and make sure that your homebuilding experience goes as smooth as possible. Let us help you find your dream home today!

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Built to Last a Lifetime. Or Two.

HouseSmart®

We create beautiful, affordable and strong manufactured homes with energy-efficient features. See for yourself why our homes are the smart choice.

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EnergySmart Zero™

Enjoy a whole new level of home performance and energy savings with our EnergySmart Zero™ homes that can save you tens of thousands** over the life of your home.

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BuiltSmart®

A building process is only as good as what goes into it. For us, that means quality products from the world's most trusted brands, so your home is built to last a lifetime.*

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* With proper home maintenance.

** EnergySmart Zero™ homes are built with energy efficient features and made to DOE Zero Energy Ready Home™ program specifications.

SPECIAL RATE HOMES

4.99% INTEREST
RATE5.84%*APR

Interest rates as low as 4.99% / 5.84% APR* on these manufactured homes on land! This exclusive offer from Vanderbilt Mortgage is available on select move-in ready homes while they last.*

Click here to view offer and important disclosures.

Opening Doors to a Better Life

Welcome Home

As you get the keys to your new home, we want to be the first to celebrate with you. From our family to yours, welcome home!

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Special Financing Available For A Limited Time

Looking for a manufactured home on land? Take advantage of this special rate on move-in ready homes while they last!

*ALL LOANS ARE SUBJECT TO CREDIT APPROVAL. MAY NOT BE COMBINED WITH OTHER INCENTIVES. Contact your local home center for a list of eligible homes. Contracts written on or after 6/2/2025. Loan must close before 9/30/2025. All terms and conditions subject to credit approval, market conditions, and availability. Vanderbilt Mortgage and Finance, Inc, dba Silverton Mortgage has locked in a fixed interest rate for a pool of funds. Rates only available until pool of funds is depleted or rate expires. Example of 4.99% Interest Rate (5.837% APR) with $250,000.00 sales price. $245,471.00 loan amount, 30-year fixed rate loan based on 360 monthly payments at $1,316.24 each (P&I only). Monthly payments do not include required mortgage insurance, taxes, insurance premiums or other applicable escrows. Actual payment amount will be higher. 3.5% cash down payment of $8,750 required. Example assumes 680 credit score and includes $1,495.00 origination fee, 0.5 discount points paid by buyer and 2 discount points paid by seller, 5.837% APR and 4.99% interest rate as of 6/2/2025. Rate, fees, other charges and terms subject to change. Available loan programs and terms will vary by state. Vanderbilt Mortgage and Finance, Inc., and its dba Silverton Mortgage, 500 Alcoa Trail, Maryville, TN 37804, 865-380-3000, NMLS #1561, (http://www.nmlsconsumeraccess.org/), AZ Lic. #BK-0902616, Loans made or arranged pursuant to a California Financing Law License and Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Licensed by the N.J. Department of Banking and Insurance, Licensed by PA Dept. of Banking and Securities, Rhode Island Licensed Lender.

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Manufactured & Mobile Home Lenders

We understand it can be difficult to find the right lender. While choosing a lender is always your choice, we proudly work with two affiliate lenders, Vanderbilt Mortgage and Silverton Mortgage, and trusted national partners, including Cascade, eLEND and Credit Human.

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Single & Available!!!

This beautiful single wide home is ready and available for you!!

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Find Your Perfect Home

Clayton Homes of Elko

Find your dream home today

Morro Bay

The Tahoe

Prowl Porch